Closing Officer
Popular
Localização do trabalho
San Juan
Status de emprego
Tempo total
Detalhes sobre a oferta de trabalho
At Popular, we offer a wide variety of services and financial solutions to serve our communities in Puerto Rico, United States & Virgin Islands. As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; therefore, we value their diverse skills, experiences and backgrounds.
Are you ready for a rewarding career?
Over 8,000 people in Puerto Rico, United States and Virgin Islands work at Popular.
Come and join our community!
General Description
The Closing Officer is responsible for the closing process of commercial loans which includes but is not limited to: Effective communication between lawyer(s), internal departments and the business unit, handling of risk assessment, insurance and flood policies, request UCC Search & Title Search (if applicable) appraisal department and business unit, review and send complete pocket file to post closing and resolve discrepancies identified by the collateral review department.
Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
Essential Duties and Responsibilities
• Provide ongoing support to clarify and resolve any questions or situation regarding closing process.
• Understand customer’s needs to ensure the best solution is proposed. Acts with sense of urgency and accuracy for our customers.
• Analyze the case (CAF/CAM Express - Amendment) to proceed with closing process.
• Collect, review and/or refer the required documentation such as: Flood search and policy, Title Search, CRIM, Law 7, Insurances, among others, as applicable.
• Manage the updating of the collateral documentation as applicable. If there are discrepancies related to prior disbursement, it will notify to the approving officer and recommend alternatives to resolve them.
• Coordinate and perform (or complete) the closing process with the Credit Officer, Branch Officer, Lawyers, Loan Documentation Department, Appraisal Unit, Insurance, among others, as applicable.
• Prepare the Exception form to document exceptions recommended by the branch officer and refer to approving officer for analysis and approval.
• Prepares Closing Settlement according to the invoices and sends them to the Relationship Officer for review before closing and process it.
• Consolidate closing documentation and send it to Collateral Perfection Review Group.
Supervisory Responsibilities:
This job has no supervisory responsibilities.
Education
• Bachelor’s degree in Business Administration or related.
Experience
• At least from 1 (one) to 3 (three) years of related experience.
• Experience with Mortgage Documents (CRIM, Insurance, etc) preferrred.
Other Qualifications
• Basic knowledge of commercial, construction, real estate, and consumer loan processing.
• Basic knowledge of real estate and federal loan regulations and other Bank lending policies.
• Knowledge in MS Office 365 programs such as: Word, Excel, Power Point and Outlook.
• Demonstrates flexibility to new challenges, change in priorities, job assignments.
• Set priorities, anticipates challenges and manages time and resources effectively.
• Reacts well under pressure.
• Ability to work with minimal supervision while performing duties.
• Ability to deal with normal problems involving multiple facets and variables in non-standardized situations.
• Excellent interpersonal skills, customer service and teamwork.
• Effective oral, written, and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees.
• Follows policies and procedures; completes administrative tasks correctly and on time; supports the Bank’s goals and values.
• Treats people with respect; keeps commitments; Inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
Competencies
Accountability
Analytical Discipline
Collaboration & Teamwork
Change Agent
Customer Centric
Self Development
Business Excellence
Character
Additional Requirements
The information provided here is only a general guide as to the nature of the position and does not constitute an exact description of the goals, tasks, duties and responsibilities of the position. The specific details of each position are described in the employee’s performance evaluation.
Important: The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary.
If you have a disability and need assistance with the application process, please contact us asesorialaboral@popular.com. This email inbox is monitored for such types of requests only. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response.
As Puerto Rico’s leading financial institution, we reaffirm our commitment to always offer essential financial services and solutions for our customers, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.
If you are a California resident, please click here to learn more about your privacy rights.
.
Popular is an Equal Opportunity Employer
Learn more about us at www.popular.com and keep updated with our latest job postings at www.jobs.popular.com.
Connect with us!
LinkedIn | Facebook | Twitter | Instagram
