Credit Analyst
RPO Recruitment
Nơi làm việc
Johannesburg
Chi tiết công việc
We are looking for a professional Credit Analyst to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations.
Responsibilities
• Conducts analysis and research in areas of specialisation/expertise, leveraging a variety of applicable information's sources
• Analyses information, generates and publishes written reports summarizing findings and prepares recommendations within area of expertise
• Quality assures analysis and recommendations
• Establish relationships with key internal and external stakeholders to source information and make recommendations to
• Assess creditworthiness of existing or prospective clients
• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
• Complete ratio, trend and cash flows analyses and create projections
• Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
• Determine in depth the degree of risk involved
• Carefully analyse data and produce clear and objective reports
• Routinely monitor loans for compliance
• Adhere to credit policy and guidelines
• Monitor corporate portfolio asset quality on an ongoing basis
• Draft models of credit information that predict trends and patterns
Requirements
• Proven working experience as a credit analyst
• Proficiency in statistical packages and financial software
• Up to date with legal, compliance and market risk related issues
• Ability to analyze cash flows, leverage, collateral and customer strength
• Strong communication and presentation skills
• Sound judgement
• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)
Benefits
RPO is a Specialist Recruitment Agency that focuses on providing candidates and clients with unique recruitment solutions specifically tailored to their needs.
We focus on helping you reach your personal and professional goals by connecting you to your perfect career path.
To apply for this role please visit the RPO recruitment website: rporecruitment.us or connect with our consultant: Robyn Andreka on LinkedIn regarding this vacancy. Alternatively email us at the email address below: Financialcareers@rpo-recruit.za.com
